smava and solarisBank enter strategic partnership with own 'Kredit2Day' consumer loan

Berlin, 20.02.2018 

smava, the credit comparison portal for installment loans, and solarisBank, the first banking platform with a full banking license, have launched a long-term partnership with their own consumer loan product: The 'Kredit2Day' offers customers residing in Germany fully digital instant loans of up to 35,000 Euros with immediate pay out.

In accordance with solarisBank‘s modular approach, the loan as well as the banking backend are provided by solarisBank via API. smava is responsible for the management of the application process, the credit assessment and the credit management. 

The 'Kredit2Day' offer with smava illustrates the flexibility of our banking products: we supply building blocks and provide infrastructure where we create added value. Marko Wenthin, Chief Commercial Officer and co-founder solarisBank AG
solarisBank CCO Marko Wenthin ©MaxThrelfall.jpg
  • jpg

"With our modular' plug and play' approach, we offer our partners exactly the banking services they need. Thus, smava was able to integrate elements such as its own application process into the new product, whilst receiving the components needed to complete the 'Kredit2Day' product from us via API," continues Wenthin.

Despite the current low interest rate environment, people who overdraw their account still have pay up to 12 percent interest. Together with solarisBank, we will put an end to this. Kredit2Day shows just how much consumers benefit from the services of innovative financial technology companies. They get better financial products at more favorable conditions. Alexander Artopé, CEO and co-founder smava
  • jpg

With smava, solarisBank is adding another corporate partner to its banking platform. The tech company has entered a total of 56 cooperations to date. Kredit2Day is now available.

Further information on the offer can be found at

  • jpg


About smava: 

Germany's large credit portal makes loans transparent, fair and inexpensive for consumers. Through digital processes smava offers a market overview of 70 loans between 1,000 and 120,000 euros from 25 banks. In this way, consumers can choose the cheapest credit and purchase directly. With an average loan amount of more than 10,000 euros, a customer can save up to 2,000 euros. To date, smava has provided installment loans totalling 3 billion euros, of which more than 1 billion euros were issued in 2017 alone. As one of the largest German Fintech companies based in Berlin, smava has 300 employees from 36 nations. smava‘s leadership is composed of an experienced management team from the finance and technology sector. Renowned investors such as Vitruvian, Verdane Capital, Runa Capital and Earlybird have invested a total of 135 million US dollars in smava. More information at

About Solarisbank

Solarisbank AG is the first Banking-as-a-Service platform with a full banking license that enables companies to offer their own financial products. Through APIs, partners gain access to Solarisbank's modular services including digital bank accounts and payment cards, identification and lending services, as well as services provided by integrated third party providers. Through this, Solarisbank creates a highly developed technological banking ecosystem for fintechs and established digital companies, as well as banks and corporates.

After having established itself as the banking partner of choice for blockchain and crypto businesses, Solarisbank founded Solaris Digital Assets GmbH in 2019 to further drive the adoption of digital assets. The 100% subsidiary of Solarisbank offers a custodial solution for digital assets to complement its existing banking services.

The Berlin-based company was founded back in 2016 and is led by CEO Dr. Roland Folz, board members Jörg Diewald, Dr. Jörg Howein and Thom Rasser, as well as COO Dr. Daniel Seifert and CTO Hima Mandali. To date, Solarisbank has raised more than EUR 160 million from renowned investors, including ABN AMRO’s Digital Impact Fund, BBVA, finleap, HV Holtzbrinck Ventures, Lakestar, Samsung Catalyst Fund, SBI Group, Storm Ventures, Visa, Vulcan Capital, and yabeo.

Press contact details